Vehicle Loan
Drive home your dream vehicle with the best financing.
New car, used car, two-wheeler, or commercial vehicle — we find the most competitive loan offer from our lender network for your vehicle purchase.
Apply Now7.5%+
Interest Rate
100% On-Road
Max Funding
7 Yrs
Max Tenure
24–48 Hrs
Disbursal
Why Choose a Vehicle Loan Through Kozynex?
Up to 100% On-Road Funding
Get financing for the full on-road price including registration, insurance, and accessories for eligible profiles.
New & Used Vehicles
Loans available for new cars, certified pre-owned vehicles, two-wheelers, and commercial vehicles.
Competitive Rates
We compare offers from multiple banks and NBFCs to secure the lowest rate for your vehicle loan.
Quick Disbursal
Fast processing with disbursal directly to the dealer within 24–48 hours of approval.
Flexible Tenure
Repayment tenures up to 7 years for cars and commercial vehicles to keep EMIs affordable.
Zero Borrower Fees
Our service is completely free for borrowers. We are compensated by the lender, not by you.
Eligibility Criteria
- Indian resident, aged 21–65 years
- Salaried: minimum monthly income ₹15,000
- Self-employed: minimum 2 years of business vintage
- CIBIL score of 700 or above preferred
- Valid driving licence (for individual applicants)
- Stable employment or business income
Documents Required
- PAN Card and Aadhaar Card
- Last 3 months salary slips or ITR
- Last 6 months bank statements
- Vehicle proforma invoice from dealer
- Driving licence (copy)
- Passport-size photographs
Frequently Asked Questions
Can I get a loan for a used car?
Yes, most lenders offer loans for certified pre-owned cars up to 10 years old, subject to vehicle valuation and condition.
What is the maximum loan tenure for a vehicle loan?
New car loans are available for up to 7 years. Used car loans typically have a maximum tenure of 5 years.
Is a down payment required?
Most lenders require a minimum 10–20% down payment. Some lenders offer 100% on-road funding for eligible profiles.
Does Kozynex charge any fee?
No. Our services are completely free for borrowers. We are compensated by the lender as a registered DSA/LSP.
Ready to Drive Your Dream Vehicle?
Apply for a vehicle loan today — best rates, quick approval, zero fees.